Save with purpose. Spend with confidence.
The Qwetu Jibambe Account helps you prepare financially for your important life goals with ease and flexibility.
A flexible savings product for planned life goals and personal projects.
Features
- Minimum opening balance: KES 1,000
- No minimum operating balance required
- Earns interest at 6% p.a.
- Maximum 2 withdrawals per year
- Ideal for:
- Holidays
- Tours
- Weddings
- Planned savings goals
Special Benefits
- Helps members achieve personal financial goals
- Encourages disciplined goal-based savings
- Flexible access for planned needs
How to Make Member Deposits
Members can make deposits into their SACCO account through any of the following convenient channels:
- Employer Check-Off – Monthly deductions made directly from the member’s salary and remitted to the SACCO by the employer.
- Direct Deposits / Over-the-Counter (OTC) – Cash or cheque deposits made directly at SACCO offices or designated banking halls.
- Mobile Banking – Through the Spot Cash App, Pesa Pepe App, or USSD codes *645# and *879#.
- Paybill Number 129104 – Deposit funds conveniently via M-Pesa.
- Direct Debit – Authorize your bank to automatically transfer funds from your account to your SACCO account.
Standing Order – Set up a standing order with your bank to transfer a fixed amount periodically (e.g., monthly) directly to your SACCO account.