Products & Services

Salary Advance

All FOSA Salaried Members, interest rate of only 5% per…

Prestige Advances

All FOSA Salaried Members, interest rate of 5.5% only.

Pre-salary Salary Advance

All FOSA Salaried Members, interest rate of 10% only.

Qwetu Express Loan

All FOSA Salaried Members deposit multiplier 5 times

Qwetu Express Plus

All FOSA Salaried Members, interest rate 1.5% only.

Qwetu Plus Loan

All FOSA Salaried Members, interest 2% per month.

Qwetu Personal Loan

All Fosa Salaried Members deposit multiplier 5 times

Karibu Member Loan

Checkoff loan targets new Fosa salaried members who are on…

L27 Qwetu Smart Loan

Interest Rate: 1% per month on reducing balance

L26 Qwetu Super Loan

Interest Rate: 1.25% per month on reducing balance.

L28 Qwetu Development Loan

Interest Rate: 1.5% per month on reducing balance

Preferential Loan

Interest Rate: 1% per month on reducing balance

Qwetu Super Loan

Qwetu School Fees

Emergency Loan

Special Investment Fund - SPIF

Loan Protection Scheme LPS

Investment Products

Share Capital (Kshs.15, 000 plus 50/= monthly) Earns dividends annually

M-Qwetu Advance

Loan amount is Kshs 500 – 50,000 (subject to a…

M-Dividend Advance

Loan amount is 50% of previous interest earned on share…

M-Salary Advance

Interest Rate is 5.5% per month straight line, charged and…

Member Protection Scheme (MPS) & Risk Retirement Fund (RRF)

The scheme provides financial protection to members and their families…

Retirement Savings Plan

A disciplined long-term savings product designed to support members after…

Qwetu Super Deposits

Plan it. Fix it. Grow it. Fixed Deposits are a…

Fixed Deposits

Lock in your money. Grow your returns. Fixed Deposits offer…

Toto wa Qwetu Account

A child’s future is the wealth we nurture today. Through…

Qwetu Jibambe Account

Save with purpose. Spend with confidence. The Qwetu Jibambe Account…

Emergency Fund

Life is unpredictable—your finances don’t have to be. The Emergency…

BOSA Savings

Small steps. Big financial growth. Member Deposits make saving easy,…