Qwetu DT Sacco – Products & Services

FOSA

Bankers Chq Advance

FOSA

Interest Rate 3% per month SL

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Salary Advance

FOSA

All FOSA Salaried Members, interest rate of only 5% per…

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Prestige Advances

FOSA

All FOSA Salaried Members, interest rate of 5% only.

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Pre-salary Salary Advance

FOSA

All FOSA Salaried Members, interest rate of 10% only.

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Qwetu Express Loan

FOSA

All FOSA Salaried Members deposit multiplier 5 times

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Qwetu Express Plus

FOSA

All FOSA Salaried Members, interest rate 1.5% only.

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Qwetu Plus Loan

FOSA

All FOSA Salaried Members, interest 2% per month.

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Qwetu Personal Loan

FOSA

All Fosa Salaried Members deposit multiplier 5 times

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Member Karibu Loan

FOSA

Checkoff loan targets new Fosa salaried members who are on…

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BOSA

Qwetu Smart Loan

BOSA

Interest Rate: 1% per month on reducing balance

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Qwetu Super Loan

BOSA

Interest Rate: 1.25% per month on reducing balance.

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Qwetu Development Loan

BOSA

Interest Rate: 1.5% per month on reducing balance

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Preferential Loan

BOSA

Interest Rate: 1% per month on reducing balance

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Qwetu Spif Loan

BOSA

Interest Rate 1.4% per month reducing Balance

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E-LOANS

M-Qwetu Advance

ELOANS

Loan amount is Kshs 500 – 50,000 (subject to a…

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M-Dividend Advance

ELOANS

Loan amount is 50% of previous interest earned on share…

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M-Salary Advance

ELOANS

Interest Rate is 5.5% per month straight line, charged and…

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FOSA SAVINGS PRODUCTS

Member Protection Scheme (MPS) & Risk Retirement Fund (RRF)

FOSA_ACCOUNTS

The scheme provides financial protection to members and their families…

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Retirement Savings Plan

FOSA_ACCOUNTS

A disciplined long-term savings product designed to support members after…

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Qwetu Super Deposits

FOSA_ACCOUNTS

Plan it. Fix it. Grow it. Fixed Deposits are a…

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Fixed Deposits

FOSA_ACCOUNTS

Lock in your money. Grow your returns. Fixed Deposits offer…

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Toto wa Qwetu Account

FOSA_ACCOUNTS

A child’s future is the wealth we nurture today. Through…

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Qwetu Jibambe Account

FOSA_ACCOUNTS

Save with purpose. Spend with confidence. The Qwetu Jibambe Account…

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Emergency Fund

FOSA_ACCOUNTS

Life is unpredictable—your finances don’t have to be. The Emergency…

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BOSA SAVINGS PRODUCTS

BOSA Savings

BOSA_ACCOUNTS

Small steps. Big financial growth. Member Deposits make saving easy,…

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MICROCREDIT

LPO Financing

MICROCREDIT

INTEREST RATE: 10 % one off

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Qwetu Biashara Loan for Groups and Individuals

MICROCREDIT

INTEREST RATE 1.5 % per month SL

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Qwetu Kilimo Boresha Loan

MICROCREDIT

INTEREST RATE 1.5 % per month SL

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Qwetu Micro SPIF Loan

MICROCREDIT

INTEREST RATE 1.7 % per month RB

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Qwetu Kilimo Poa Loan

MICROCREDIT

INTEREST RATE 0.75%pm RB

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M-JISORT Advance

MICROCREDIT

INTEREST RATE 10 % one off

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Bankers Chq Advance

Interest Rate 3% per month SL

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Salary Advance

All FOSA Salaried Members, interest rate of only 5% per…

Learn More

Prestige Advances

All FOSA Salaried Members, interest rate of 5% only.

Learn More

Pre-salary Salary Advance

All FOSA Salaried Members, interest rate of 10% only.

Learn More

Qwetu Express Loan

All FOSA Salaried Members deposit multiplier 5 times

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Qwetu Express Plus

All FOSA Salaried Members, interest rate 1.5% only.

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Qwetu Plus Loan

All FOSA Salaried Members, interest 2% per month.

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Qwetu Personal Loan

All Fosa Salaried Members deposit multiplier 5 times

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Member Karibu Loan

Checkoff loan targets new Fosa salaried members who are on…

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Qwetu Smart Loan

Interest Rate: 1% per month on reducing balance

Learn More

Qwetu Super Loan

Interest Rate: 1.25% per month on reducing balance.

Learn More

Qwetu Development Loan

Interest Rate: 1.5% per month on reducing balance

Learn More

Preferential Loan

Interest Rate: 1% per month on reducing balance

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Qwetu Spif Loan

Interest Rate 1.4% per month reducing Balance

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M-Qwetu Advance

Loan amount is Kshs 500 – 50,000 (subject to a…

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M-Dividend Advance

Loan amount is 50% of previous interest earned on share…

Learn More

M-Salary Advance

Interest Rate is 5.5% per month straight line, charged and…

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Member Protection Scheme (MPS) & Risk Retirement Fund (RRF)

The scheme provides financial protection to members and their families…

Learn More

Retirement Savings Plan

A disciplined long-term savings product designed to support members after…

Learn More

Qwetu Super Deposits

Plan it. Fix it. Grow it. Fixed Deposits are a…

Learn More

Fixed Deposits

Lock in your money. Grow your returns. Fixed Deposits offer…

Learn More

Toto wa Qwetu Account

A child’s future is the wealth we nurture today. Through…

Learn More

Qwetu Jibambe Account

Save with purpose. Spend with confidence. The Qwetu Jibambe Account…

Learn More

Emergency Fund

Life is unpredictable—your finances don’t have to be. The Emergency…

Learn More

BOSA Savings

Small steps. Big financial growth. Member Deposits make saving easy,…

Learn More

LPO Financing

INTEREST RATE: 10 % one off

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Qwetu Biashara Loan for Groups and Individuals

INTEREST RATE 1.5 % per month SL

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Qwetu Kilimo Boresha Loan

INTEREST RATE 1.5 % per month SL

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Qwetu Micro SPIF Loan

INTEREST RATE 1.7 % per month RB

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Qwetu Kilimo Poa Loan

INTEREST RATE 0.75%pm RB

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M-JISORT Advance

INTEREST RATE 10 % one off

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