Life is unpredictable—your finances don’t have to be.
The Emergency Fund provides quick access to savings when you need it most.
Tunakuza Utajiri Wako
A savings product designed to support members during unforeseen financial needs.
Features
- Dedicated savings for emergencies
- Highly flexible access
- Funds are redeemable anytime
Special Benefits
- Immediate financial support during emergencies
- Provides financial security and peace of mind
- Helps reduce reliance on expensive credit
How to Make Member Deposits
Members can make deposits into their SACCO account through any of the following convenient channels:
- Employer Check-Off – Monthly deductions made directly from the member’s salary and remitted to the SACCO by the employer.
- Direct Deposits / Over-the-Counter (OTC) – Cash or cheque deposits made directly at SACCO offices or designated banking halls.
- Mobile Banking – Through the Spot Cash App, Pesa Pepe App, or USSD codes *645# and *879#.
- Paybill Number 129104 – Deposit funds conveniently via M-Pesa.
- Direct Debit – Authorize your bank to automatically transfer funds from your account to your SACCO account.
- Standing Order – Set up a standing order with your bank to transfer a fixed amount periodically (e.g., monthly) directly to your SACCO account.